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      <title>Becoming "Insured" for Social Security Disability Insurance Benefits</title>
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      <description>An individual becomes "insured" and thereby eligible for Social Security Disability Insurance (SSDI) benefits by earning Social Security credits and paying Social Security taxes, which are deducted from the individuals' paycheck. The credits are...</description>
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      <title>Injured Employee's Recovery Election</title>
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      <description>Historically, when an employee was injured in the course of his employment, but at the hands of a negligent third party, he was technically able to pursue relief through both the workers' compensation system and a third-party action. Though not...</description>
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      <title>Personal Injury</title>
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      <description>When determining workers' compensation coverage, most states condition benefits on the worker receiving a "personal injury" in the course of his employment. The remainder of states just use "injury." For workers' compensation purposes, a...</description>
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      <title>Accidental Disease</title>
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      <description>Like an injury, an employee's accidental illness is generally compensable if it is contracted in the course of employment. An "accidental" disease is one known as resulting from an unanticipated or unique exposure. To obtain workers' compensation...</description>
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      <title>Asbestosis and Construction Workers</title>
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      <description>Asbestos is a naturally occurring fiber that was used quite extensively in the insulation of buildings and for fireproofing. Asbestosis is a form of lung disease that results in scarring of the lung tissue by the inhalation of asbestos, which is...</description>
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